We are your regular family living a pretty regular life. It is a good life. A great life even. We are happy, healthy, and having fun. So, what has pushed me to start this blog?
We have come to a realization, that we have more then enough. As far as quantity, we have it. We have a generous sized home. With a little over 2000 sq ft we have more then enough here! We are very blessed indeed...but...we are awakening to this fact that we are "slave" to our home. To a very high mortgage, high utilities, taxes, etc etc etc. Yes, this is the "average" family life these days. But, this leaves little room for fun and adventure, since most of our income is going to pay for the house and the utilities. It leaves enough for groceries and basically almost none left for anything else. Is this what we want? Is this house we want to spend our lives raising our family in? Is this a QUALITY life?
We moved to a wonderful town about a year ago when my husband got a new job. We were cramped in our previous home (don't know exact sq ft, but it was "small") especially when our baby came along. To be honest, we were fine with the living space..we just had very little storage. We had a small shed , no basement or attic storage and the closets left little to be desired. So, if we had the extra storage (small garage, basement, etc) we would have been fine! We had few and cheap utilities so we paid the mortgage and lived fairly simply. We had to move though since the new job was located a bit too far for daily travel (we never would have seen my husband and that is NOT the way we wanted to raise our family-with Daddy never home and always at work). Upon moving, we had few options that were decent in our price range and we were looking for that garage, basement, extra storage. So, we ended up with a beautiful home with ample living and storage space, but for a high cost. It was that or a very small home with little storage again. We chose more space. Don't get me wrong...we LOVE this home! There is nothing wrong with it...it is a blessing. We thought we would probably raise the boys to at least 16 or 18 yrs old here (about 10 more years for the oldest). But as of late, we have been rethinking this plan...
We have been in the home about 6 months now. It has taken up to now to realize just how "strapped" we are here. Yes, that is everyone's story. But does it HAVE to be? We choose the home we are to live in. We chose this home. We knew it would be tight. But had no idea HOW tight. We are making ends meet but..barely. Like I said, it leaves very little left for any extra's in life. Little breathing room after we pay the bills. And because we are trying to attain a debt free life as best we can...we will not put things on credit cards unless it is an emergency. It makes us sick when we have to pay our bills each month...a physical sensation in our stomach as to the fact that there goes our money to pay for this square box we live in. It is absurd!
QUALITY...
I started really feeling burdened about this. You know..you always here "times flies" and "before you know it they are grown and married". I don't want to waste our life stressed with bills and mortgage and not being able to travel and explore and make the most of our days with our boys! In just 10 more years our oldest will be finished high school...probably heading off to a college or trade school...starting HIS OWN life...in just 10 more years. *sigh*. I want more for us..for our family! So...this requires some serious thinking, planning and most important..PRAYING!
We long for a quality life. Not a quantity life. We are naturally "simpler" people. We have used cars that do just fine (with an occasional break down here and there) but they are payed for so we have no car payments. Thank GOD because if we did...we would be in the poor house! We do not want or need fancy things. Our children have toys but we also want to teach them that while you can have nice and fun things..you don't need them and there is more to life then having "things". Things only make you temporarly happy but eventually you tire of them and want something else. Something newer, cooler, larger...
We do not buy into the "bigger, better, newer" scheme. We believe you can be even happier, with less. It is about quality. How happy do those things make you? Do they really enhance your life? And if so...awesome! Sometimes you have to buy a "newer" car if it runs better..but what about that payment? Can you make it each month?
For our family...for my husband and I as partners and parents...being strapped to payments on "things" and not being able to be free to do other things for our family and our children...is not what is best. And yes we can dream about the day when the boys are grown and gone and we are more financially free...but I don't want to wait until then! I want that for us now..and I believe we can have that freedom! We can have a quality life now!
It takes time, research, and renewing your mind. Rethinking success in life. Rethinking what we "need" and what we "want". It takes some letting go of ideas that are implanted in our minds of happiness. I love our new home. It is a blessing..but am I any happier here? I miss the country so bad. I would give anything to have the peace and quiet and beauty of the country we used to live in. It is a give and take I realize that. To get more space we had to give up the country setting.
I believe that with the right savings plan...that down the road in about 5 years we can save enough to build a smaller , but comfortable home-with proper storage space-and pay for it cash. This way we will not have a mortgage payment to worry about , and a smaller home means less utility cost! You can design the home to be built in an energy efficient way as to save big time on utilities. I do believe with the research already done, that this can be a reality for us one day in the not so distant future.
Yes, I could get a full time job some where and help pay for the house and bills. But, why do that if it is not necessary? I am a Massage Therapist and I hope to expand that business as time goes on. But, we have a toddler and an 8 year old that is cyber schooling at home. The price to put the toddler in day care every day would be insanely high and probably anything I make would go towards paying for that. With my MT career as times goes on , and the toddler gets older, I can work around our schedule to where my husband can watch the kids while I work. If I get a full time job, then the toddler goes into daycare, our son goes back to regular school..and we have even LESS time together as a family. Is this the quality life we are searching for? Not really.
If we can downsize and avoid a mortgage, pay less in bills, pay off credit to get out of debt..then we have our finances freed up! Our kids can remain home ( or at least Mom can be home for them) and we have freedom to do more things because we don't have to worry about not having enough money.
So, this is where we are right now....
We are still in the "thinking and planning" stages of this process...but we are together in this and on the same path. We are seriously considering this path and our options. A path towards quality and not quantity. A path towards a simpler, more peaceful and adventurous life!
This blog is intenteded as a type of "journal" to get our thoughts and ideas out there. To join up with other's longing for a similar life. To document our journey over the next 5 or so years. To encourage others that they too can have a simple, quality life.
Let me note here that this has nothing to do with happiness. We are a very happy and loving family. You choose how you will respond to situations and life's ups and downs. This blog has nothing to do with that. This is only one part of being happy. This has to do with realizing that life is short and before we know it our kids will be grown with their own families and I just don't want to remember these years as barely making ends meet while giving all our money to "the man" so -to-speak. Happiness is internal and also from God. We realize that. This is a separate /yet related topic.
**Please feel free to comment below and share your thoughts and also any tips and advice dealing with downsizing and seeking a simpler life!**
Blessings
I heard of you through Heavenly Mommy, on FB. I figured why not check it out. Then i read this post and I can relate to that feeling. I am SICK over the payments I have in my mortgage. I bought in the "high" of the market and now I am stuck unless I contribute to the fall of the economy and short sale my house or even worse forclose on it. I am interested in your journey and how you plan to do this. Please share. Are you going to sell your house? What are you going to do? I will follow you and hopefully take some advise also. I love the concept! I applaud you for not "keeping up with the Jones'" WAY TO GO!!!
ReplyDeleteHi Lisa!! Thanks so much for checking out our blog :)
ReplyDeleteI feel your pain! Hence me starting this blog to get out our thoughts, put together some ideas, and hopefully team up with other like-minded individuals as to learn from one another! GREAT questions! I thought last night that I should start a post explaining some of our "plans". I will do that hopefully in the next few days (I help my son with cyber school at home so we have a busy day, haha!) To answer you in short...we are starting an aggressive savings plan that we feel we can do within 5 years. We will then start the building process and in that time have a smaller house plan designed and approved. Firs thing is first we are going to have to purchase the land, so we are going to view a lot on Thursday evening. As far as what to do with our current home..we are still unsure if we will rent it out (we have one property we rent so we are used to being landlords) or if we will sell. That we will post on through the journey as we figure it out :)
Thanks again and please feel free to post any info you may have as I would like this to be a blog where other's can submit ideas and websites as well!
Blessings!
M
Hi Meghan! This blog is a GREAT idea! More people need to desire this kind of simpler life, but instead try to keep up with the Jones'.
ReplyDeleteWe too are trying to live a debt free life (minus paying cash for a house since they are hundreds of thousands of dollars here in California!).
You should start a Facebook fan page for this blog and do my Facebook Like-You-Back Blog Hop on Wednesdays. You can get lots of people to start reading your blog that way. Talk to you soon!
Hey Jennifer! Great idea about the fan page! I Will look into that :) Your the best , thanks for helping this to get off the ground!!
ReplyDelete